Here is a sample of a hardship letters for a mortgage company that can help you solve your financial problems.
August 23, 2009
11 Anywhere St., Cleveland, OH
Mortgage Company: Rates Mortgage Company
Loan no.: 123456-999
To Whom It May Concern:
Due to the recent modification to the mortgage I have with your company, I am finding it very hard to meet with the new payment. Taking into account my current income, there will be no way I can pay you come October.
I am writing this letter to ask for your help in modifying my loan, which includes the conversion of my current adjustable rate mortgage to a fixed rate. I would appreciate it if we could renegotiate the terms of my ongoing mortgage to avoid foreclosure of my home.
Please contact me at my home phone number (555-6789) if you wish to renegotiate my mortgage or modify my loan.